Salary Calculator — July 2026
Convert gross salary to net take-home pay in Poland across every contract type — with the full ZUS, health and PIT breakdown.
Default: tax-deductible costs PLN 250, tax-free allowance (PIT-2), standard employee ZUS contributions.
take-home (net)
PLN 4,420
- ZUS contributions
- PLN 823
- Health contribution
- PLN 466
- PIT advance
- PLN 291
Indicative calculation using 2026 rates. It excludes the under-26 relief, joint filing and 50% author’s costs. The exact advance is calculated by the payer.
How to use the salary calculator?
Enter your monthly gross amount and pick the contract type — employment, mandate, specific-task or B2B. For an employment contract you can also toggle PPK. The calculator shows your net take-home pay, the ZUS, health and PIT deductions, and the total employer cost.
Często zadawane pytania
How is net (take-home) pay calculated in Poland?
From gross pay the calculator deducts employee social-security contributions (ZUS), the health contribution and the PIT income-tax advance. The result is your net take-home pay. Rates depend on the contract type.
What is the difference between the contract types?
An employment contract (umowa o pracę) carries full ZUS and PIT with tax-free allowance. A mandate contract (zlecenie) has full contributions but usually no PIT-2 allowance. A specific-task contract (dzieło) has no ZUS. B2B uses a flat 19% tax and the self-employed ZUS.
What is the Belka tax? Does it apply to salary?
The Belka tax is a 19% tax on capital gains (interest, dividends), not on salary. Salary is taxed under the PIT income-tax scale (12% / 32%) or the 19% flat rate for B2B.
Does the calculator include PPK?
For an employment contract you can toggle PPK on. The employee’s 2% contribution is deducted from net pay, and the employer’s 1.5% contribution increases the PIT base as a taxable benefit.
Is the result exact?
It is indicative, using 2026 rates. It excludes the under-26 relief, joint filing and 50% author’s costs. The exact advance is calculated by your employer as the tax payer.
